Frequently Asked Questions

Getting Help

1.  Can ACAID help our school, hospital or house improvement?
    No, we are focused on loans and training for your business. If your for-profit school can show quick growth and payback, then it’s a business that qualifies.

2.  How can our community be added for microloans, seed, or training?
     Fill out the Community Registration form at, and we will be in contact with you soon. We grow
organically, where communities network with other communities, thus the 11,000 loans paid back.

3.   How can we partner to volunteer, author content and train others?
      Fill out the Partner form at, and we will be in contact with you soon. We grow organically where initial trainers are from nearby communities and we want all students to be trainers.

Loan Questions

1.  How can my loan be prioritized higher?
    Talk with your community loan team (CLT). We give guidance favoring need and strategic 100 times growth, but they make
final decisions.

2.  How can my loan payback be extended?
     Talk with your community loan team (CLT). We give guidance for reasonable payback terms, which CLT can easily extend while clients make reasonable effort.

3.  What happens when loan defaults?
     The CLT will take back the remaining amount they loaned them (ex: half the chickens) and give to neighbor’s loan.
ACAID will always prosecute and collect this. Further, default client cannot get future larger loans, seed, training, factory, website, etc.

Seed Questions

1.  How good are the maize seeds for drought and climate change?
    DK90-89 or DK-777 hybrid maize are from Kenya DKLab. It has grown well for eight years across many Uganda districts, including border of Kenya. Ave yield for 10Kg planted per acre is 4,000Kg.
Should dry seed to replant, and repeat for four seasons, then buy new seed since yield below 3,200Kg/acre.

2.  Are maize seeds International or GMO?
     No. They are from Kenya’s DKLab proven for many years, all before new 2023 Kenya law that allowed international GMO imported seeds.

3.  What if weather limits beans seeds?
     Beans suffer with too much or too little rain, but all counties have still gotten at least ten times beans, which they dry for future seasons. Beans are local (not hybrid) and can be repeatedly dried for over 20 seasons.

Training Questions

1.  How much does training cost and where are the materials?
    All training is free. Your local trainers can download all current materials at and distribute it via Flash Drives to all students on their first day of class. For Web students, this includes our training, videos, installs, examples, books, etc. ACAID pays for teams to register as companies and for initial company website.

2.  What if my school is not ready to teach all four subjects (Web, Entrepreneur, Engineering and Law) now?
     We ask that any subjects not added as classes, must be added as off hour clubs. Students still get access to our free training materials and ramp up, while the school prepares to teach those subjects the next semester. Note that all
schools have started with Web and Entrepreneur classes, but some have started Engineering and Law clubs until their teachers are ready.

3.  What is the difference between school training and community club training?
     Same content, but schools have a dedicated instructor. ACAID can teach part-time until the dedicated teacher ramps up. Non-school clubs start with all day training (Web or Entrepreneur) then rely on local trainers to continue training ACAID materials and only bring in full-time ACAID trainers for advanced.